Meaning : Filled with regret or concern. Used often to soften an unpleasant statement.
Example :
I'm afraid I won't be able to come.
He was afraid he would have to let her go.
I'm afraid you're wrong.
Meaning : Feeling worry or concern or insecurity.
Example :
She was afraid that I might be embarrassed.
Terribly afraid of offending someone.
I am afraid we have witnessed only the first phase of the conflict.
Meaning : Having feelings of aversion or unwillingness.
Example :
Afraid of hard work.
Afraid to show emotion.